GAP Insurance

How does it work?

If an incident occurs resulting in your motorcycle being written off due to accident, fire or theft; then the settlement amount you receive from your motorcycle insurer could be significantly less than the outstanding balance or the original retail price.

The market value of your motorcycle at the time of the incident is used by most motorcycle insurance companies to determine the total loss payment. Any depreciation in the motorcycle value would potentially be a loss incurred by you.

*Terms, conditions and exclusions apply.
Please refer to your policy documentation for full details.


You could be left without a motorcycle plus the burden of settling any outstanding finance or lease balance.

In the event of the total loss of the insured motorcycle, we will pay a maximum benefit equal to the difference between your motorcycle insurance settlement and the original retail price of the insured motorcycle, or if greater and on all lease policies, the amount you require to pay your early settlement amount.

This insurance will also contribute to the excess deducted by your motorcycle insurer.*

GardX Assure Limited is authorised and regulated by the Financial Conduct Authority, Firm Reference Number 711212.

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Contact our team today

For further information about GardX products please contact us using the form below.